Current affairs / Story
Pound buys €1.1982 at ECB reference rate on 4 November
The pound was above its week-earlier level. A £1,000 monthly UK pension equals €1,198.20 at this rate.
On Wednesday, 4 November 2026, the European Central Bank’s reference rate was €1.1982 per pound. This was higher than a week earlier, when the rate was €1.1935. It was also above the year-earlier rate of €1.1370.
At the 4 November rate, a UK pension of £1,000 a month converts to €1,198.20. At the year-earlier rate, the same pension converted to €1,137.00.
Over the past year, the pound ranged from €1.1305 on 14 November 2025 to €1.1996 on 3 November 2026. Its average over the last 30 trading days was €1.1842.
These are ECB reference rates. Banks and transfer services set their own rates and fees, so the amount received may differ.
Source: European Central Bank.
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