Hacienda is due to collect the second instalment of 2025 income tax on 5 November. It is the remaining 40% for people who chose to split their bill. A direct debit is automatic; otherwise, form 102 is due by that date. Late payment can bring surcharges.
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Airef says Andalusia's tax cuts may reduce 2027 revenue by €280 million and put the spending rule at risk. The watchdog expects breaches in 2026 and 2027. A proposed €2,496 million exclusion still lacks legal cover. It nevertheless forecasts surpluses in both years and lower debt by the end of 2027.
The listed PVPC electricity rate will be below zero for six hours on Monday 2 November, from 10:00 to 16:00, according to Red Eléctrica data. The daily average is €0.187 per kWh, with the highest rate of €0.329 between 18:00 and 19:00. These figures cover electricity consumed before VAT and electricity tax; bills also include a fixed power charge.
PVPC averages €0.247 per kWh on Friday 6 November. The cheapest hour runs from 14:00 to 15:00 at €0.179. The evening peak comes from 18:00 to 19:00 at €0.371. Before tax, using a 2 kWh appliance in the cheaper slot saves about €0.38.
The pound was worth €1.1991 at the European Central Bank's reference rate on Thursday 5 November. A £1,000 monthly UK pension converts to €1,199.10 at that rate. That is €64 more than a year earlier. Banks and transfer services set their own rates and fees, so the sum received will differ.
The regulated PVPC tariff averages €0.249 per kWh on 5 November. The cheapest hour costs €0.168, from 14:00 to 15:00. The highest price is €0.402 from 20:00 to 21:00. Rates are before tax.